Secure texting (XMS – Xecure Messaging Service) has been developed and patented by a Malaysian IT security organisation.
This means that messages via text remain encrypted and therefore unusable to anyone who manages to intercept a message
Furthermore, texts have been automated so that transactions take place without human intervention.

Mobile Banking uses encrypted text messaging and is independent of the internet, or mobile phone network. If you can send a text you can have Mobile Banking!

The encryption levels involved are 256 bit – twice the level required for European banking (128 bit).

Nobody leaves home without their mobile!

Because of the ubiquitous nature of the mobile phone, there is a groundswell of activity to include as much functionality as possible on the handset.
- We are seeing the internet being redeveloped for the mobile
- You can get SatNav on the mobile
- Diaries and organisers are on the mobile
- Texting is a huge communication medium.
- Cameras are now an integral part of the mobile revolution.

Being able to bank securely via the mobile phone has been a goal for long time. It can be done on the internet – but you do not always have access to a pc in the same way that you do with your mobile handset.
The main issue preventing mobile banking has been that of security of information.

This problem has now been solved by the development of encrypted & automated texting (256 bit elliptical curve encryption – the level of security the US government reserve for their ultimate Top Secret communications).

Strategy 14 now bring unique (world patented) mobile banking to the general public.